Regional banks have always been close to their communities, but now they need to be just as close to innovation.  

Legacy systems, shifting expectations and rising cost pressures are creating new urgency, but regional banks are well positioned to respond with focus and speed.  

In this two-part conversation, discover how cloud computing and AI can help regional banks move faster and work smarter.  

Why cloud is the engine behind digital transformation 

Cloud technology is helping regional banks break free from the inertia of legacy infrastructure. Instead of going all-in on core migrations, many are modernizing around the edges, investing in customer onboarding, lending workflows and digital-first experiences through SaaS platforms and ‘bank-in-a-box’ solutions.  

This approach delivers impact quickly without needing to disrupt mission-critical systems. Security, once a blocker, is now a differentiator with cloud providers offering ready-made compliance, certified infrastructure and resilience at scale.   

The result? Regional banks can shift from maintaining tech to driving transformation.  

From infrastructure to intelligence: Enter AI  

81% of banking and insurance CEOs see generative AI as a top investment priority. 

AI is already making its mark in regional banking. Whether it’s automating credit risk models, optimizing fraud detection or enabling personalised marketing at scale, AI offers operational and strategic lift. But it’s true power lies in how it reshapes mindsets across departments, making teams more agile and innovative.  

The challenge isn’t the technology. It’s embedding AI literacy across your organization, getting the governance right and bridging legacy systems with new capabilities. Regional banks that do this properly won’t just keep up, they’ll leap ahead.  

Cloud computing and AI aren’t silver bullets, but together they form the foundation for a smarter, more agile regional bank – one that’s equipped to differentiate and deliver. We work closely with banks to turn ambition into progress, with strategies grounded in experience and delivery that makes a difference.